“I want to earn lots of money or achieve that prestigious award so that I can give my family a good life”. Have you ever heard of such phrase that people declare? Take a moment to think about this: What is a good life to you? We often see on social media how “good life” our friends have with their new car, luxurious travel trip, limited-ed bag, happy family studio photos, fairy tale wedding, latest electronic gadgets, etc. Somehow these material images had given us an impres

Everyone knows the importance of having insurance. We have heard so much from advisers or been educated by advertisements. We look for what we need, set aside a budget and apply for it. Most people will stop here. But do you know that financial planning doesn’t just stop after you sign on the dotted line? Implementing an insurance is only half the work done. Going back to basic, what is the main reason for getting an insurance? A couple of them: Leaving a financial legacy for